sure, but no one’s doing anything about it

If you have a patch of soil with good sun exposure you can learn how to grow your own food. It’s not free but you can be very thrifty while doing it. Huw Richards has published a nice book on the cheapest ways to garden.

Insurance, at least in my experience.

I’m a human not a french fry

I’m 30 and have a small family, too. When I watch shorts on YouTube I get the exact same content you’re describing. None of the long videos I’m watching are political, yet the Algo keeps throwing them at me. I get a lot of Jordan Peterson crap or lil Wayne explaining how there’s no racism. I hate it.