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Joined 1 year ago
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Cake day: June 15th, 2023

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  • I’ve switched to Lemmy for random browsing of memes, pop culture, and tech news.

    I’m hoping Lemmy will soon be large enough that major world news events will pop up there, too.

    I still go to Reddit for just a couple of niche communities. Lemmy isn’t large enough for there to be active communities about every TV show and every hobby, yet. Looking forward to when we hit that size.

    Also: no rush. We’re early adopters. Lemmy has gotten a LOT better in the last month, so I’m glad that everyone didn’t rush to join it right away. I’d rather that when small communities consider migrating, they can do so and have a great experience.


  • minorninth@lemmy.worldtoasklemmy@lemmy.mlInsurance in US
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    1 year ago

    There’s a lot of misinformation in this post.

    The Affordable Care Act basically eliminated all health plans that provide no coverage for preexisting conditions. All private plans are required to cover that now. ACA plans are private plans.

    All health plans come with the option of covering just you, you and your spouse, or you and your whole family. It obviously costs more to cover your whole family, but it’s way less than every person getting their own plan.

    Most plans have a deductible - meaning your insurance doesn’t “kick in” until you’ve paid a certain amount. But preventive care and an annual checkup is covered, and your insurance might get you good discounts on a lot of care. Also, you have a choice of paying less per month and having a higher deductible, or paying more per month with a lower deductible. This is exactly the same as auto insurance, home insurance, etc. - those all have a deductible too.

    The ballpark $400/month is meaningless if you don’t know the person’s age, gender, and state at a minimum. A 25yo woman living in Idaho might pay $200/month, and a 60yo man living in New York might pay $1,800/month for the same coverage. It really does vary by that much.