Look at Fiio. They’re a Chinese company that makes pretty good quality mp3 players. They have some expensive models but also a few for less than a hundred bucks. I’ve owned two of them now and love them.
You can just drag and drop files onto a microSD card and then the player will recognize that new files have been added. It’s super simple to manage and no iTunes or other software required.
Edit: The M5 and M3 pro both use a proprietary OS. The M6 is android based so you can also load Spotify/YT music/tidal/etc. These models are all touchscreen. If you want one more old school without the touch screen, they’re m3k model is still on aliexpress. And they used to have models with scroll wheels (I dont remember the model number) that I’m sure you could find used on ebay or something.
Nicely put. I recently bought a new house and was thinking about this same concept. I moved to a area with a high COL, but the markup on houses was much higher than other goods (still high, but not as big).
So when applying for my loan, they use debt to income ratios to determine if you’re eligible. So let’s say you bought a house and the price (yearly) was 50% of your income. If one house was at 500k and the other at 200k, your 50% for other goods is vastly different. My mortgage came out to 3600/month, right about 50%. But that still leaves another 3600 for other goods. If my mortgage was 50% at 1200, then I would have 1200 leftover for other goods, which just doesn’t go nearly as far. But the bank sees these two scenarios as exactly the same.