Hello,
I have a question about the healthcare insurance in US.
I have heard that it is tied to your employment and the company provides for it.
So here are a couple of questions:
- 
Is there no way for an individual to get their own personal insurance and not be dependent on the company? 
- 
What about freelancers, business owners and retirees? Do they forfeit their insurances? 


My state offers free insurance. I pay for my own insurance, so I’ve never used it, but most of the people I know use it and like it.